The Benefits of Happy Employees
WHO WE SERVE
Individuals & Families
Protect you and your family with insurance benefit plans that your employer doesn’t cover. Learn more… [+]
Employers
We believe that the right broker for you is the one who will work within your budget to deliver what you really need. Learn more… [+]
Our Mission
Arrow Benefits Consulting is dedicated to providing quality services to all our clients. Whether you’re a large organization, growing employer, start-up company or individual needing benefits for you and your family, we are compassionate and committed to using our product knowledge and design expertise to deliver attractive, affordable solutions that meet your needs.
We understand the challenges employers face navigating a benefits maze with increasingly-complex regulations. We are here to help you balance your budget with the need to mitigate the risks you and your employees face each day.
If you’re an individual needing information or help choosing coverage, we’re versed in all the options and happy to help you as well.
Finding Creative Insurance Solutions For You
Our Preferred Partners
About Our Company
Nicole Cavender President of Arrow Benefits Consulting, Inc.
Since 2013
My name is Nicole Cavender. I enjoy serving a diverse clientele, from large employers and growing businesses to start-ups and individuals. My team and I are here to help anyone who wants affordable insurance without sacrificing important coverage and peace of mind.
Many years in the insurance industry have shown me how comprehensive coverage can be achieved on any budget if a broker leverages diligence, product knowledge and design expertise with a very thorough understanding of their clients’ needs.
Nicole
Cavendar
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Testimonials
Nick Cusmano
I've been an insurance agent for 27 years, working with many different brokers. Nicole Cavender consistently provides an extraordinary service level. Her attention to detail and constant pursuit of any edge she can find to benefit her clients makes her a broker I'm proud to work with.
Jeffrey DeArmond
Nicole has been our only 'go to' for all health insurances - important stuff! thank you very much Nicole for making it so easy for all of us!
Brittany Foote-Wyche
I hardly ever leave a review for anything, HAHA! But I had a great time on the phone with Nicole (Nicki) and I had to encourage others, if you are in need of any information regarding a health plan that will be suitable for you and your lifestyle/needs, Please do not hesitate to ask for Nicole C. She was a great help to me today. Thank you Nicole for going over and beyond to help me select the best plan for me, as well as show me around the Kelly site, and help me with resources. It was truly a pleasure! 5 stars for sure!
Chris Tart
Working with Nicole you feel supported and well taken care of when navigating benefits. They stand by their offerings and ensure that you receive the care and coverage that is selected abs do not waiver in standing by their participants if anything needs to be worked out.
Thank you for providing such outstanding compassionate service- Dawn Tart
Danny Peterson
Outstanding service, follow-up and counseling navigating the plans needed for our company's group. Also, guiding new participants to enroll and options provided.
The entire group is very knowledgeable and friendly to help. You cannot ask for better service.
High marks for this company.
Robert Tencher
Nicole is the best person to speak with about Health Insurance.
She has been great and always there to help ! We had a very hard time navigating all the Health Insurance problems but Nicole made it easy for us.
Save your time and just go to Arrow benefits first!
Kelly Fricke
Nicole is wonderful to work with. She spent alot of time with me today showing me how to navigate through the Kelly Services system to run reports for health insurance premiums for tax purposes. She really taught me alot today and I appreciate all her help. Arrow Benefits is a wonderful company. They provide excellent customer service.
Kathryn Goodenough
Nicole and her team LISTEN to your questions and concerns! Eager to make life EASIER for you! We are extremely satisfied with their service and on-going assistance. We are very happy!
Jenna Soneira
Working with Nicole Cavender at Arrow Benefits Consulting makes the health insurance buying process so much smoother! Nicole has your best interests at heart, even if it doesn't mean buying through her at the moment. She is passionate and extremely knowledgeable. She goes way above and beyond to help her clients and I always enjoy speaking with Nicole. Highly recommend!
Kayla Smith
Nicole is the absolute best to work with! Smooth and easy process.
Chris Marconi
Nicole provides first class service to her clients! Our employees all work remotely, in several different states, and Nicole designed a benefits package that fit our needs. She's a wealth of knowledge and always willing to go the extra mile for her clients!
Bobbi Hobson
Our annual enrollment went very smoothly. Such a really good experience!
Brendan Burns
Wonderful experience! Nicole Cavender took the time and effort to really help with all my questions and walk me through the process of getting the right health coverage I needed. Thumbs up!!!!!
Brooke Berry
I cannot say enough positive things about Arrow Benefits Consulting! They are true experts in their field. I dread signing up for new insurance each year but Nicole always simplifies the process for me and puts my mind at ease. This year, Teddy was a huge help as well! Thank you all for everything that you do! I'm not sure what I would do without you!!!
Sharon Nolte
Arrow Benefits has been a tremendous support to the Harford Center and its staff. Nicole has been a constant for our agency in advocating for the best benefits for the staff. She takes a personal interest in making sure that each person's needs (and their family) are being met. Thank you Arrow for your partnership!
Beth Weddell
Nicole and the entire team at Arrow deliver top notch customer service. Always willing to answer even the smallest question, and explain your coverage details no matter how many times you ask. Great company to work with for sure!
Bryce Bauer
Nicole was outstanding to work with to get our small business set up with health, vision, and dental insurance in addition to ST/LT disability. She was knowledgeable, professional, and a pleasure to work with. I will be keeping her business card to refer clients to her.
