Get expert help with choosing individual benefits

Arrow knows buying insurance outside of an employer setting can feel overwhelming. We believe everyone should have access to the information and resources they need to help them make the best decisions. We're happy to offer individuals a complimentary help session to:

  • Consult on your personal situation and point out all all your options.  Do you have a child out-of-state at college or traveling outside the country?  Maybe you have an elderly parent or are facing a change in job situation. Whatever your scenario or reason for needing individual insurance, we want to arm you with all the information and guidance you need.
  • Assist with risk mitigation strategies (reduce out-of-pocket costs). While your regular insurance plan features an “out-of-pocket maximum” the money you spend on those copays, coinsurance and deductibles can still add up quickly and become a hardship. We’ll show you indemnity plans that provide cash payouts to offset the out-of-pocket costs or be spent any way you want. An indemnity plan can, for very little addition to your premium, add LOTS of peace of mind. 
  • Help you be prepared with all the documentation necessary to get your application approved by the carriers. Having everything in order will help you avoid the delays associated with missing documentation for things like loss of other coverage, a divorce or birth of a child.
  • Direct you to the best partners to meet your needs, even if it isn’t us. If using a broker to purchase benefits (which we recommend) the broker must be licensed in and knowledgeable about all the options available to you in your state.  To best serve you, we’ve partnered with brokers in other areas with geographic expertise who we know will take the time to help guide you, just like we would.