Read Our Top Reviews!

Nicole and her team LISTEN to your questions and concerns! Eager to make life EASIER for you! We are extremely satisfied with their service and on-going assistance. We are very happy!

Our annual enrollment went very smoothly. Such a really good experience!

Working with Nicole Cavender at Arrow Benefits Consulting makes the health insurance buying process so much smoother! Nicole has your best interests at heart, even if it doesn't mean buying through her at the moment. She is passionate and extremely knowledgeable. She goes way above and beyond to help her clients and I always enjoy speaking with Nicole. Highly recommend!

Nicole Cavender is wonderful and caring! Nicole went above and beyond to answer all of my questions, and she provided excellent service.

Nicole provides first class service to her clients! Our employees all work remotely, in several different states, and Nicole designed a benefits package that fit our needs. She's a wealth of knowledge and always willing to go the extra mile for her clients!

Wonderful experience! Nicole Cavender took the time and effort to really help with all my questions and walk me through the process of getting the right health coverage I needed. Thumbs up!!!!!

Arrow Benefits has been a tremendous support to the Harford Center and its staff. Nicole has been a constant for our agency in advocating for the best benefits for the staff. She takes a personal interest in making sure that each person's needs (and their family) are being met. Thank you Arrow for your partnership!

Nikkee is amazing. I see the hard work she does for her clients. Most dedicated consultant I know.

I cannot say enough positive things about Arrow Benefits Consulting! They are true experts in their field. I dread signing up for new insurance each year but Nicole always simplifies the process for me and puts my mind at ease. This year, Teddy was a huge help as well! Thank you all for everything that you do! I'm not sure what I would do without you!!!

Thanks for the thorough review of my benefit choices. I feel much more confident and understand the value each option provided.

Nicole was outstanding to work with to get our small business set up with health, vision, and dental insurance in addition to ST/LT disability. She was knowledgeable, professional, and a pleasure to work with. I will be keeping her business card to refer clients to her.

Nicole and the entire team at Arrow deliver top notch customer service. Always willing to answer even the smallest question, and explain your coverage details no matter how many times you ask. Great company to work with for sure!

Exceptional customer service! Nicole works hard for her clients in finding the best plan for them! If you need a broker I recommend calling Nicole!

I have personally worked with Marcia and Nikkee for several years and cannot imagine working with anyone else to handle our insurance and benefits. As insurance brokers, their combined knowledge and willingness to help have been life savers for our company. Their responsiveness and ability to resolve issues, ether via phone or email have been invaluable.

There are very few brokers in this business that will give the time, effort and expertise to their clients like Nikkee. As a CHRS, Nikkee knows Healthcare and take time to find what is best for an employer based on their circumstances and needs. She makes sure that clients are Compliant with ERISA, HIPAA , section 125 plans, COBRA, ACA Reporting and the list goes on. Her professionalism and true caring for a client sets her apart from just about any Broker I work with. I am always confident about referring clients to Nikkee because I KNOW they will get the personalized touch and great service. Dana Brunn

Nicole was very helpful throughout my time using her services. She was always available to answer my questions and found me the best plan available.